It just makes sense. Cell phone usage causes accidents, so state governments and the National Transportation Safety Board should ban phone usage while driving, right. Not so, according to the Insurance Institute for Highway Safety. CNN Money reports that studies by IIHS show that phones may not be the issue.
IIHS studied crash data from states with and without the cell phone bans in place, and it determined that there has been no reduction in crash rates.
Autoblog, IIHS contends cell phone bans not effective for curbing accidents
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